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From: J.P.Morgan (April 17, 1837 - March 31 1913) Category: Art Date: 31 July 2009 Time: 05:02 AM Review: "If you have to ask, you (probably) can't afford it" is a saying used to describe purchases of the more difficult to attain items including authenticity and style by Financier J.P.Morgan to the banker Henry Clay Pierce in 1802 dissuading him from buying a portrait of Himmler who at that point posed no threat to the world.