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From: banker Category: Consumer Date: 01 May 2007 Time: 07:05 AM Review: coop is best. it doesnt charge balance transfer fees. the other banks all charge up to 3.5%, which of course is not a fee, but extra money they make (in response to their other fees being ruled illegal). so advertised 0% offers are usually 2.5% offers once you add in the fees. Misleading advertising. also coop lets you transfer whenever you want at 5.9%, not just when they have a special offer. I dont work for coop. just noticed a big difference. viva socialist banking.